The IGUDAR closed beta is open for applications. Demo money only.

Apply for the beta →
IGUDAR

Pricing

One fee for you, the rest inside the company

You pay one fee yourself: a structuring fee of 1.5 % + VAT when you subscribe (450 MAD on 25,000 MAD). Everything else is taken inside the property company before you are paid.

Closed beta, approved by hand. A prototype with demo money only: nothing is invested.

  • RETAIL

    Individual

    For one person investing on their own.

    Minimum ticket

    25,000 MAD

    cap 500,000 MAD per project

    Fees on this ticket

    Structuring fee, at subscription
    1.5 % + VAT (450 MAD)
    You pay at subscription
    25,450 MAD
    Platform fee, inside the company
    0.75 % / yr HT
    Transfer, only if you sell early
    1.0 %

    The platform fee is paid by the property company out of the rent, before your payouts. You do not pay it separately.

    Net IRR per year

    3.1 %

    Pessimistic 1.4 %

    Total gain after the sale over 5 years

    3,796 MAD

    Pessimistic 1,697 MAD

    net · indicative · not guaranteed

Simulation net of fees and taxes, not guaranteed: Base scenario of the IGUDAR financial model, sold after 5 years; the IRR includes the sale; total gain = net rent + sale proceeds − everything you paid in (amount invested + structuring fee). Pessimistic shown beside Base.

Who pays what, when

  • S1Syndication

    3.0 % of capital raised

    Paid by seller / developer, only if the raise closes. Closing.

    At 25,000 MAD: Not charged to you

  • D1Structuring fee

    1.5 % + 20 % VAT on the amount invested

    Paid by investor, at subscription. Subscription.

    At 25,000 MAD: 450 MAD incl. VAT, shown before you pay

  • D2Platform fee (all-in)

    0.75 %/yr of capital, HT (0.90 % incl. VAT)

    Paid by sas, from the rent, before payouts. Quarterly.

    At 25,000 MAD: 187.50 MAD per year HT (225.00 MAD TTC)

  • D3Exit fee

    1.5 % of sale value, HT

    Paid by sas, deductible. Asset sale / block sale.

    At 25,000 MAD: Paid by the property company when the building is sold. Depends on the sale price

  • D4Secondary transfer

    1.0 % of the amount traded

    Paid by selling associate. Each transfer window.

    At 25,000 MAD: 250.00 MAD, only if you sell early

  • D5Performance fee

    15 % of the gain above a 6 %/yr hurdle

    Paid by sas at exit. Exit.

    At 25,000 MAD: Only if the gain beats the hurdle. Depends on the sale price

  • D6Dossier fee

    None

    Paid by nobody. None.

    At 25,000 MAD: Nothing to pay

The last column is worked out for 25,000 MAD, the minimum ticket. HT means before VAT; TTC includes the 20 % VAT that the property company cannot recover.

What you pay, and what you don't

  • One fee, paid by you

    A structuring fee of 1.5 % + VAT when you subscribe: 450 MAD on 25,000 MAD. It is shown before you pay.

  • Everything else is inside the property company

    The platform fee (0.75 % a year), the exit fee (1.5 %) and the performance fee (15 % above 6 % a year) are taken inside the property company before you are paid.

  • Sellers pay the syndication fee

    3.0 % of the capital raised, charged to the seller or developer, and only if the raise closes.

A transfer fee of 1 % applies only if you sell your share early, and the seller pays it. Seller fees never reduce your return. Fees are a disclosed service charge, never netted against a promised yield.

See it on your own amount